Your Mortgage Advisors

Chris RichardsChris Richards

Red Deer Office
200, 6740 Johnstone Drive, Red Deer, AB T4P3Y2
T:403.754.6490
F:888.754.5604

Calgary Office
1535 - 19th Street NW, Calgary, AB T2N2K2
T:888.540.1715
F:888.754.5604

Steve Bucher

SteveBucher
Kamloops Office
216, 220 - 4th Avenue
Kamloops, BC, V2C 3N5
T:250.682.6077
F:888.442.6077

Langley, BC Office
200, 20434 - 64th Ave
Langley, BC V2Y1N5
T:888.540.1715
F:888.754.5604

 

Mississauga, ON Office
5770 Hurontario Street, Suite 600, Mississauga, ON L5R3G5

Halifax, NS Office
3260 Barrington Street, Suite 105, Halifax, NS B3K0B5

Mortgage Approval Process

Getting a preapproval before you apply for a mortgage or loan can help you understand how much you can borrow – and how much house you can afford. Here's an overview of the process:
  1. Organize Your Support Documents
  2. Submit Application for Pre-Approval
  3. Consultation and Pre-Approval Confirmation
  4. Confirm Details of Property to be Mortgaged
  5. Full Lender Approval
  6. Closing

Let's Get Started - Submit your Application

The form to your right will start our on-line mortgage application process, which is housed on the secure server of our mortgage brokerage. Once you press Start Session, you will be transfered to that server. (You can also call 1.888.540.1715 option 1)

  • Please complete the mortgage application in as much detail as you can.
  • Required information will be highlighted (*)
  • At the bottom, you can indicate which Mortgage Advisor or office you’d like to work with.

Please note that you are about to voluntarily provide personal information to us. We are committed to protecting all the information you give us. For a full explanation of how we’ll treat this information, click here.

Here's what will happen next ... Consultation

Once an application for pre-approval has been received...

  • Your Mortgage Advisor will contact you to arrange a suitable time to meet – in person or over the phone – to get a good understanding of your situation and mortgage needs.
  • We will check to make sure that we have enough information to get a pre-approval, and
  • We will utilize the Filogix Expert Canada-wide mortgage system to present your information to suitable lenders.

At this time we will also ask you to think about how long you plan to keep the loan. If you plan to sell the house in a few years you may want to consider a short-term or variable loan. On the other hand, if you plan to keep the house for a longer time, you may want to look at fixed loans. We will work with you to determine the best product for your needs.

Once we have a pre-approval, it will be in place for 60, 90 or 120 days depending on the lender.

You can start the mortgage application by completing the form to the right and take an important step towards homeownership!

Looking forward to talking with you soon!

Start Your Secure Mortgage Application Session Here

Start Your Mortgage Application Here

Start Your Mortgage Application Here