Purchasing (or refinancing) a property regardless of whether it's your first or 5th is a huge decision, so we appreciate the fact that preparing yourself to get a mortgage may take some time. Our website has been designed to provide you with as much unbiased and accurate information as possible and we continually add content in response to the questions and comments we receive.
We just want you to know that, whenever you are ready, we will work with you throughout the process and answer any questions you have about mortgage financing or purchasing options and pass along whatever further information you require to help you with your purchase and mortgage decisions. If you have a question, please feel free to use the contact form to the right and we'll get right back to you.
- Our advice is free and only a phone call away (1.888.540.1715 option 1)
- We can help position you for a mortgage in the future even if you don’t think you need or would qualify for a mortgage today.
- We can show you how rent-to-own is a viable stepping stone on the path to your own mortgage.
- If you are getting advice elsewhere, we can give you the confidence to proceed or a second opinion.
- We feel confident we can exceed your expectations and provide you a service level hard to find these days.
You say Rent-to-Own is a stepping stone to a mortgage. How is this so?
If you just can't wait to be approved for your own mortgage, a good lease-purchase / rent-to-own program can allow you to live in the home you will ultimately purchase while you work on getting qualified.
The key to a successful rent-to-own program is understanding the destination - what it takes to succeed at getting qualified for your own mortgage so that you can actually purchase the property according to the terms of your rent-to-own agreement. Rent-to-own, or other forms of vendor financing, provide stepping stones to home ownership, but understand very rarely is it a replacement.
As experienced mortgage brokers, we can help you position yourself to make this journey successfully. However, while we can show you what needs doing, it is still up to you to execute the plan. The best offense is a good defense. Make sure you get into a property that you can foreseeably afford, run the numbers, and understand the mortgage loan insurance programs that will be your soft landing spot. A "wing and a prayer" don't cut it - do your homework and understand what it takes. We can help. Contact us.