We Can Help You Own Your Own Home, Right Now, Regardless Of Your Current Financial Circumstances
Dear Renter,
We have a very exciting promise for you. If you are reading this because you are tired of making your landlord rich or simply want to be building equity and financial security for yourself, not someone else, then maybe it’s time to get a home of your own. Imagine ... a home of your very own! A fenced yard for the kids. A garage for your car. Enough room for all your things. All on a quiet street! Privacy! Comfort!
Why Now?
Getting yourself financially positioned to get a mortgage and purchase a home often takes time and effort. Many things need to line up including your employment/income, credit history, and down payment to name a few. This comes easy for some, but more often than not, there are specific things you would appreciate knowing well in advance of applying for a mortgage so that necessary corrective action is possible. It's comforting to know you are headed in the right direction, and that's the goal of our website - to help you buy your first home.
Every month that you wait, you flush your hard earned rent money down the toilet. Renting is wasting money because you don't control an appreciating asset. But your landlord does - it's called a house and that's why you are helping your landlord with his financial security, but you do nothing for yourself. However, if you put those exact same dollars into a house payment instead of rent you create equity ... value that you own, that later can send your kids to college, finance the start-up of your own business, or pay for your retirement. Be your own landlord and build up future financial security. We'll even show you easy strategies to speed up the payoff of your home without making extra payments. There's no reason to wait. We can help put you in a home right now or very very soon. Switching from renting to home ownership can help you go from dependent on your landlord to financial security. You can use home ownership as the foundation of a complete change in your overall finances!
Being a Homeowner Just Makes You Feel Good
In addition to the smart financial reasons for buying your own home instead of renting, you'll feel better about yourself and your life. You'll provide a safer place for yourself, your spouse, and your family. You can decorate your home just as you please. You'll enjoy having people over to your home. And, somehow, you feel different when you talk to your neighbors.
What About Credit Problems?
Even if your bank has turned you down because you don't have perfect credit or you are self employed, for example, there are options available for you. Remember, there are over 50 mortgage lenders in the country plus private lenders accessible to mortgage brokers such as ourselves. In addition to the traditional mortgage process, there are many property owners who - for various reasons - need to sell and get on with their lives. So much so that they are prepared to make real estate-backed loans right now on their own properties if it means they get to move on. The time just couldn't be better to get you into a home and on the path to home ownership. And you'd be surprised - there is a constant supply of beautiful homes available via this process. Whatever your current situation, there's probably a home loan or purchase strategy that's just right for you - and we'll walk across hot coals to help you.
Will I Need A Big Down Payment?
You don't need a large pile of money for a down payment either. If you've been held back by the idea that you have to save up $10,000 to $20,000 or more to put down to buy a good home, read on. For many people - maybe you - the government has assistance programs to help them buy their first home. We can also help you get every possible benefit that is available to help first time home buyers. There are also ways to get a home with essentially zero down payment, if your credit and employment is strong!
Will I Have To Settle For A Home I Don't Love?
Purchasing a home needs to be prudent and within your realistic financial capabilities, which we can help you assess. That being said, you may be surprised at how much home you can afford with our mortgage lenders and financing strategies. We will talk about the kind of home you want, the kind of neighbourhood you want to live in, your financial situation, and then we'll do the hard work of getting you financed for a home you can afford, with a program that's right for you. A home you can be proud of and a home you can move into right now. Of course, everything you tell us is completely private and confidential.
Why Not Explore This Idea? What Do You Have To Lose?
Here's how it works! Our website is loaded with information for first time home buyers. It's available for free and with no obligation. Please feel free to explore and check back often as we update it frequently. We encourage you to subscribe to our blog and newsletter to catch the latest updates and articles. There are also special reports and booklets that you can download. At some point, when you are ready, you will want a free assessment of your own situation, and we are happy to help you determine where you stand and how long it will take to get a home of your own. We call this a pre-qualification discussion. Look for our Free Assessment and Free Consultation buttons throughout the website.
If you can qualify for a mortgage today - and you'd be surprised how many thought they couldn't - we will get you pre-approved or locked-in at the best in wholesale mortgage rates and you'll be on your way looking at homes with you Realtor in no time.
If you think you might fall into the category of those where a mortgage is a bit too far away yet have at least $5000 in savings, take a few moment to browse our Properties Tab in the Find Me a Rent-to-Own menu. These are homes that are available with some form of vendor financing or assumable mortgage typically under a sales listing contract with one of the many Realtors we work with. For any of these homes, the Realtor and the property owner will want to know that we have talked and that you are on our "Approved Buyers' List" for vendor-financed homes. These homes don't stay on the market long, so even if the list is short or you don't find something that suits your tastes, get on our list and we'll let our Realtors know exactly what you are looking for. Heck, give us an MLS number or two and we'll put the Realtors to work looking on your behalf. Even if you can't qualify for a mortgage today, this program provides a rare and special opportunity to get financed by the actual owner of a home instead and we have the unique abilities, contacts, and the skills to get you connected.
So That's it in a Nutshell..
We keep it simple, easy, hassle free, without cost or obligation, and strictly confidential. There are not very many people we can't get into a home. If you can get a mortgage right now or very soon, that is your best bet and we'll get you there quickly. If the banks are saying "not yet", then we eliminate the banks for now. This is serious business to us, and if you're serious about buying, we're serious about getting you into a home of your own. There is no one in our area better qualified to help you fulfill your dream of home ownership than us. You'll soon understand why!
To your success!
